Welcome to our blog. We publish articles periodically on all things under the sun relating to personal finance: from tips on managing cash, breaking limiting money beliefs, to attracting wealth etc.

Our intention is to add value by educating and sharing insights from personal experience and knowledge gained.

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Financial Goal

At the beginning of every year, it’s common to set goals. Some hope to achieve them. Some work on it for a while and gradually fades off. Some only talk about it all year round. Some work at it inch by inch, with the end in mind. Which category are you in? When looking at financial goals, firstly, ask, what is important to you? secondly, evaluate whether that which you’ve written down is currently being met? If no, what can you change in your behaviour in order to get it met? If yes, what can you continue to be / do / have to get it met? It’s the month of June, the mid-way point. Review the past 6 months to determine what worked and what didn’t. Be candid with yourself. Move towards the goal

3 things you need to know about Credit Cards

When you buy a household appliance such as microwave, would you look at the main functions of the instruction booklet to find out how to use it safely? Similarly, you need to know these 3 things about credit cards before you start using them safely too! 1. Verify Transactions You have 10 days from statement date to check whether the transactions are correct. To do: Check your credit bills when you receive them and highlight any discrepancies immediately. Ps. While you’re checking, ensure you call in for waiver on any annual fees charged. 2. Minimum payment amount The minimum amount payable for each bill is the higher of $50 or (Bill amount x 1%) + (Outstanding unbilled amount x 1%) + Late Pa

Autobiography in Five Short Chapters

I’ve just got to know about the following poem - Autobiography in Five Short Chapters By Portia Nelson – and am amazed at the different perspectives each person can receive from it… Chapter I I walk down the street. There is a deep hole in the sidewalk I fall in. I am lost ... I am helpless. It isn't my fault. It takes me forever to find a way out. Chapter II I walk down the same street. There is a deep hole in the sidewalk. I pretend I don't see it. I fall in again. I can't believe I am in the same place but, it isn't my fault. It still takes a long time to get out. Chapter III I walk down the same street. There is a deep hole in the sidewalk. I see it is there. I still fall i