Welcome to our blog. We publish articles periodically on all things under the sun relating to personal finance: from tips on managing cash, breaking limiting money beliefs, to attracting wealth etc.

Our intention is to add value by educating and sharing insights from personal experience and knowledge gained.

Recent Posts


Integrity is the essence of everything successful!

For this week's blog, I would like to share our beliefs, mission and vision for Expense concierge, the ‘WHY’ that defines why we do what we do. At Expense Concierge, we challenge the status quo. When money realizes it’s in good hands, it wants to stay and multiply in those hands. We provide our clients with both consultancy services and expense reports to help them accelerate their journey towards their financial goals. We work with our clients to evaluate their cash flow status, reduce expenses and automate savings, all while maintaining their current lifestyle as much as possible. Through coaching we evaluate our client’s relationship with money and provide clarity and focus in their prior


I’ve recently lost my mojo. For those who know me, I generally have an upbeat, positive, cheerful personality. However, recently I’ve been a little down and finding it difficult to keep my spirits up. After a coaching session (yes, every coach needs their own coach too), I became aware of it starting when I’ve had a small achievement financially. It sounds ironic but true. Despite the achievement, I felt empty, purposeless. Then I came to realize I needed a bigger purpose, a bigger and more tangible goal. Listening to this song ‘The Rose’ by Bette Midler, this part jumps out at me: “It’s the heart afraid of breaking That never learns to dance It’s the dream afraid of waking That never takes


I realized I’ve been repeating this to people around me recently. “You always have a choice.” I would say it as a matter-of-fact. “You always have a choice.” Whenever someone says… I don’t have a choice. “You always have a choice.” I have to do this. “You always have a choice.” I am forced to do this. “You always have a choice.” He told me to do this. “You always have a choice.” Life is unfair. “You always have a choice.” You get the point. We always have a choice in deciding how we choose to react, how we choose to respond, the action we choose to take, the words we choose to say, the thoughts we choose to have. Yes, we always have a choice. Not enough money? No discipline to save? Cannot c