Welcome to our blog. We publish articles periodically on all things under the sun relating to personal finance: from tips on managing cash, breaking limiting money beliefs, to attracting wealth etc.

Our intention is to add value by educating and sharing insights from personal experience and knowledge gained.

Recent Posts


Knowing what You want

I’ve had clients telling me ‘I don’t know what I want’. It’s good to know that you don’t know what you want. In fact, not knowing what you want is the beginning of the road to discovery about yourself. You can start by method of elimination, by listing out what you don’t want. Then what’s left will be those you could possibly want. Time to try it out and decide whether the shoe fits. As coaches, there are ways to find out what exactly do you want. Questions such as: What would happen if you did / didn’t do it? What does this mean to you? What do you believe about this? Do you have permission to experience this? What’s your highest intention about this? These are exploratory questions that go

Practical Cash Flow Tips for Solopreneurs & Startups

This week, we are going to share practical tips on cash flow management for Solopreneurs and Startups. 1. Segregate your personal and business expense Generally, if you are a Solopreneur or Startup, being a one-man (or woman) show, or small companies, you tend to mix up both your personal and business expenses. I know...I know, it’s inconvenient but by segregating your expenses, you will then be able to ascertain the true operating revenue and costs. These are pertinent information to determine the sustainability of your business. 2. Pay yourself a salary No matter how small, pay yourself a salary. It’s not the amount here that matters, it’s the habit of paying yourself. The accounts should

Spending Plan

How does having a Spending Plan feel to you? Do you feel empowered? Do you see exciting possibilities? Does it sound fun? It signifies you taking the Power back into your hands, having a say in HOW you spend your money and WHAT you spend it on. The fact that you are in a position to do up a Spending Plan shows that you have money to spend in the first place. That is such a refreshing thought, isn’t it? Take back Control over your money. Direct your money where to go. Don’t get overwhelmed with all the expenses. Get creative and make a plan. The plan will evolve along the way, but most importantly, start doing something about it today. With focus and direction comes progress and improvement!


Do you know…our clients can be completely anonymous to us? We understand finance can be a very private, personal and confidential topic to some. Therefore, we have a well-structured way of servicing clients who wish to remain anonymous. Mr / Miss X only needs to submit one month of bank & credit card statements (with personal info blanked out). For clients who do not require an evaluation of their current cash flow status, they do not need to submit these personal documents. We will then arrange for an online zoom voice call. Mobile numbers are not required. No other particulars are needed. Anonymity & confidentiality are absolutely guaranteed. By doing this, we hope to reach out to everyone


Ikigai is a Japanese concept that means "a reason for being." The word "ikigai" is usually used to indicate the source of value in one's life or the things that make one's life worthwhile. A quick search in Wikipedia states the word translated to English roughly means "thing that you live for" or "the reason for which you wake up in the morning." Each individual's ikigai is personal to them and specific to their lives, values and beliefs. It reflects the inner self of an individual and expresses that faithfully, while simultaneously creating a mental state in which the individual feels at ease. Activities that allow one to feel ikigai are never forced on an individual; they are often spontan