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How To Achieve Your Financial Goals Easily Without Stress

Learn how ordinary Singaporeans are reaching their financial goals and attaining Financial Agility™ through Financial Coaching

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Why Is Financial Agility™ Important?

It helps in Achieving..


Retirement Goals

Financial Goals

Lifestyle Goals

By managing your personal finances, you will be able achieve all the above. You realize that you do have extra cash that can give you the freedom to spend on things that matter - whether it is that dream holiday, increasing your quality of life or growing your retirement fund.

How Can We Help?


Expense Concierge provides personalized cash flow management solution to help busy professionals start or accelerate their journey towards their financial goal, so that they can be financially independent.

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Who Are We?

Rachel Khoo is the founder of Expense Concierge has over 20 years of experience in established banks such as Bank of America, UBS, Citibank, and Société Générale. She is also a Certified Master Practitioner of Neuro-Linguistic Programming.

Rachel strongly believes the first step to financial freedom is financial responsibility. And the first step to financial responsibility is to get your expenses under control without negatively impacting your lifestyle.

Having obtained financial freedom, together with a massive wealth of insider knowledge on banking operations, an extensive network of contacts, together with many years of investment experience, she will help you navigate the ins and outs of local banking and decipher your cash flows with ease. Managing your personal finances will become a simple and fuss-free matter.